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crivolenthos

Personal Finance Made Simple

See Real Results from Your Financial Journey

Discover how our students have transformed their money management skills and achieved lasting financial stability through practical learning

Real Transformations, Measurable Progress

These aren't just success stories – they're documented improvements in financial habits, budgeting accuracy, and long-term planning skills that our students experience.

12-Week Journey

Budget Management Mastery

Overspending by £400+ monthly, no clear expense tracking, frequent overdraft fees

Consistent monthly surplus, automated savings plan, zero unexpected fees

Monthly Overspend Reduction £487
Emergency Fund Built £1,200
Banking Fees Saved £156
Real Results

Debt Management Success

Multiple credit cards maxed out, minimum payments only, growing debt cycle

Strategic payoff plan implemented, two cards cleared, improved credit score

Debt Reduced £3,420
Interest Saved Annually £680
Credit Score Improvement +127 pts
Long-term Impact

Investment Planning Confidence

Savings in low-interest accounts, fear of investment options, no retirement planning

Diversified portfolio started, regular contributions automated, clear retirement timeline

Monthly Investment Contributions £225
Portfolio Diversification 5 funds
Retirement Planning Years 30-year plan

Students Share Their Breakthrough Moments

Read firsthand accounts of how practical budgeting education creates lasting change in people's financial lives.

"I finally understand where my money actually goes each month. The expense tracking methods we learned helped me find £300 I was wasting on subscriptions and impulse purchases I'd forgotten about. Now I have a proper emergency fund for the first time in my adult life."

Bramwell Thornfield
Bramwell Thornfield
Retail Manager, completed programme March 2025

"The debt snowball strategy actually works when you stick to it. I paid off my smallest credit card within two months of starting the programme. Seeing that balance hit zero gave me the motivation to tackle the bigger ones. My stress levels around money have dropped significantly."

Prudence Blackwater
Prudence Blackwater
NHS Administrator, completed programme January 2025

"Before this programme, investing seemed like something only wealthy people did. The education modules broke everything down in plain English. I started with just £50 monthly into an index fund, and now I understand how compound interest actually works. It's not scary anymore."

Crispin Ashworth
Crispin Ashworth
Teaching Assistant, completed programme February 2025
94% Students create emergency fund within 6 months
£2,340 Average annual savings increase
6 months Average time to pay off first debt

From Learning to Living It

Our programme focuses on practical application rather than theoretical knowledge. You'll develop real skills that immediately improve how you handle money in daily life.

  • Build a personalised budget system that actually fits your lifestyle and spending patterns
  • Master the psychology of spending to make better financial decisions automatically
  • Create a debt elimination strategy that works with your income and commitments
  • Develop confidence to start investing with whatever amount you can afford
  • Plan for major financial goals using realistic timelines and achievable steps
Start Your Application

Budget Accuracy

Month 3: 85% accuracy

Emergency Fund

Month 6: £1,500 saved

Debt Reduction

Month 9: 60% reduction

Investment Knowledge

Month 12: Portfolio active